بایگانی دسته: finances

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The Difference Between Stocks and Bonds

Investing isn’t as hard as most people think, but there’s a lot of jargon to learn. Stocks and bonds are two common terms that come to mind when you think about investing. Many people don’t know the difference, so we’re going to break it down.Read more…

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Balance Crams Your Bank Account Details Into Your Mac's Menu Bar, Monitors Your Accounts With Custom Notifications

Mac: Keeping an eye on your personal finances is always a bit tough, but Balance is a Mac app that lives in your menu bar that gives you a summation of your bank accounts and allows you to set up custom rules for transaction notifications.Read more…

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Don’t Take Financial Advice from Commercials

Watching cable news over the weekend, I came across one of those “gold is the only real investment,” commercials. Since 2008, though, gold has not been a very good investment. But people fall for these commercials all the time.Read more…

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PSA: You Could Lose Benefits If You Refinance Your Federal Student Loan

If you’re drowning in student debt, you might be tempted to refinance or consolidate your loan. This is basically taking on a new, completely different loan to pay for your original debt. When you take on a new loan to pay off your student loan, you may lose some benefits you could need later.Read more…

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Why You Might Have Received a 1099-C Tax Form in the Mail

If you received a 1099-C tax form in the mail, you might be wondering where it came from and why it exists. You typically get this form when you settle a debt. It means you owe taxes on the amount of debt that was forgiven or canceled. There are a few other reasons you may have received this form, though.Read more…

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This Flowchart Helps You Decide If That Impulse Purchase Is a Good Idea

In the moment, you can justify pretty much any purchase decision. Maybe you do need a third coffee maker and more flannel shirts—they’re 40% off! But wait, do you really? This flowchart helps you figure out if your desire to buy is actually out of necessity or just an impulse.Read more…

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